The Financial Plus Credit Union is a mortgage from Financial Plus Credit Union. The ongoing APR is As low as 7.625% rate / 7.782% APR (30 Year Fixed), 7.625% / 7.873% APR (15 Year Fixed), 7.250% / 6.653% APR (5/6 Arm), 0.000% points; rates effective as of 10/14/2026. Loan terms: 30 Year Fixed, 15 Year Fixed or 5/6 ARM.