The Financial Plus Credit Union is a home equity loan from Financial Plus Credit Union. The ongoing APR is As low as 6.240% rate / 6.392% APR (5 Year Fixed), 7.240% / 7.329% APR (10 Year Fixed), 7.740% / 7.808% APR (15 Year Fixed); rates effective as of 10/14/2026; APR based on an estimated loan amount of $100,000. Typical credit limit: Loan to Value up to 95%. Loan terms: 5, 10 or 15 Year Fixed (up to 180 months).