The Financial Plus Credit Union is a auto loan from Financial Plus Credit Union. The ongoing APR is As low as 6.99% (up to 48 or 60 months, over $7,500), 7.24% (up to 72 months, over $7,500), 7.74% (up to 96 months, over $12,500), 7.99% (up to 120 months, new over $20,000) APR with Loyalty Discount, as of 10/1/2026; 96 and 120 month terms apply to motorcycles and side-by-sides only. Loan terms: Up to 48, 60 or 72 months (over $7,500); up to 96 months (over $12,500) and up to 120 months (new over $20,000) for motorcycles and side-by-sides only.