The Financial Plus Credit Union All Credit Levels is a cdfi lender from Financial Plus Credit Union. The annual fee is $0. The ongoing APR is 11.74% APR. Signup bonus: $300. Rewards: Members can earn up to $300 when opening a new checking account with direct deposit and receive $50 for referring a friend.. This product reports activity to your personal credit report. Financial Plus Credit Union is a community-focused financial institution based in Flint, MI, providing a range of banking services to its members. It serves individuals and businesses in Michigan, offering personal and business loans, mortgages, and various checking and savings accounts. Services include: personal loans, auto loans, home loans, business loans. US Treasury certified CDFI Credit Union in FLINT, MI. Membership required.