The Financial Plus Credit Union is a auto loan from Financial Plus Credit Union. The ongoing APR is As low as 4.99% (up to 48 or 60 months, model years 2026-2021), 5.24% (up to 75 months, 2026-2021), 5.74% (up to 84 months, 2026-2021), 6.24% (up to 60 months, 2020-2017), 6.74% (up to 72 months, 2020-2017), 7.49% (up to 60 months, 2016 & older) APR with Loyalty Discount, as of 10/1/2026. Loan terms: Up to 48, 60, 75 or 84 months (model years 2026-2021); up to 60 or 72 months (2020-2017); up to 60 months (2016 & older).