The Financial Plus Credit Union is a mortgage from Financial Plus Credit Union. The ongoing APR is As low as 7.500% rate / 8.147% APR (5 Year Balloon), 0.000% points; rates effective as of 10/14/2026. Loan terms: 5 Year Balloon: one-time advance, payments based on a 15-year amortization, final balloon payment for the remaining balance at the end of the fifth year.