The Financial Plus Credit Union is a personal credit card from Financial Plus Credit Union. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 14.00%, 17.00% or 18.00% variable purchase APR based on creditworthiness (disclosure accurate as of October 1st, 2026); balance transfers and cash advances 17.00% or 18.00% after a No introductory APR introductory rate. Rewards: 1% cash back on all purchases.
