The Financial Plus Credit Union is a auto loan from Financial Plus Credit Union. The ongoing APR is As low as 5.99% (up to 60 months, under $7,500), 6.24% (up to 72 months, over $7,500), 6.49% (up to 120 months over $12,500; up to 144 months over $20,000; up to 180 months over $30,000; up to 240 months over $75,000) APR with Loyalty Discount, as of 10/1/2026. Loan terms: Up to 60 months (under $7,500); up to 72 months (over $7,500); up to 120 months (over $12,500); up to 144 months (over $20,000); up to 180 months (over $30,000); up to 240 months (over $75,000; 240 month term requires 10% down).