The Financial Plus Credit Union is a personal loan from Financial Plus Credit Union. The ongoing APR is As low as 11.74% (up to 12 months), 11.99% (up to 24 months), 12.24% (up to 48 months), 12.49% (up to 60 months), 12.99% (up to 72 months), 13.49% (up to 84 months) APR with Loyalty Discount, as of 10/1/2026. Typical credit limit: Up to $25,000. Loan terms: Up to 12, 24, 48, 60, 72 or 84 months.