The Chase is a personal credit card from Chase. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 19.74%–28.24% after a 0% intro APR on purchases introductory rate for 12 months. Approval typically requires a credit score of at least 670 or higher. Signup bonus: 40,000 bonus miles after $1,000 in purchases within the first 3 months; 10,000 bonus miles after adding an authorized user within the first 3 months. Rewards: 5x total miles on eligible United flights; 2x miles on other eligible United purchases; 2x miles at gas stations; 2x miles on local transit and commuting; 1x mile on all other purchases. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state (see details).