The Chase is a business credit card from Chase. Application typically pulls a hard report from Experian. The annual fee is $150 Annual Fee. The ongoing APR is 19.99% to 28.49% variable APR (Pricing & Terms; Prime 7.00% as of 9/22/2026; Prime + 12.99% to 21.49%, maximum 29.99%). Approval typically requires a credit score of 700+ or higher. Signup bonus: Earn 90,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open; plus 10,000 bonus miles after you add an employee card in the first 3 months (up to 100,000 bonus miles + 2,000 PQP). Rewards: 2x miles on United purchases (8x total on eligible United flights including 6x as a MileagePlus member); 2x miles at gas stations, on dining including eligible delivery services, at office supply stores and on local transit including rideshare; 1x mile on all other purchases; 5,000-mile anniversary bonus when you also have a personal United credit card. Loan terms: Revolving business credit card; due date at least 20 days after each billing cycle closes; Chase Pay Over Time plans available (fixed monthly fee instead of interest). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state. Business cards do NOT report balances to personal credit (only hard pull on application). Reports to D&B, Experian Business, Equifax Business.