The Chase is a personal credit card from Chase. Application typically pulls a hard report from Experian. The annual fee is $350. The ongoing APR is 19.99% Min. of (7.00+12.99) and 29.99% – 28.49% Min. of (7.00+21.49) and 29.99% variable APR. Approval typically requires a credit score of at least 670 or higher. Signup bonus: 80,000 bonus miles after $4,000 in purchases in the first 3 months; 500 Premier qualifying points after the first purchase; 10,000 bonus miles after adding an authorized user in the first 3 months. Rewards: 10x total miles on eligible United flights; 4x miles on other eligible United purchases; 5x on prepaid hotel stays booked through Renowned Hotels and Resorts for United Cardmembers; 2x miles on other travel, dining (including eligible delivery) and select streaming services; 1x mile on all other purchases. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state (see details).