The Chase is a personal credit card from Chase. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Min. of (7.00+12.49) and 29.99% – Min. of (7.00+20.99) and 29.99% variable APR. Approval typically requires a credit score of at least 670 for the best approval chance or higher. Signup bonus: 45,000 Bonus Points after $1,000 in purchases within 3 months of account opening. Rewards: 3X points per $1 at hotels participating in Marriott Bonvoy; 2X points on grocery stores, internet/cable/phone services and select streaming services; 2X points on taxicabs and limousines; 2X points on select food delivery services ordered directly through their websites or apps; 1X point on all other purchases. Cash back: 2X points for every $1 spent on purchases at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state (see details).