The Chase is a personal credit card from Chase. Application typically pulls a hard report from Experian. The annual fee is $95. The ongoing APR is Min. of (7.00+12.49) and 29.99% – Min. of (7.00+20.99) and 29.99% variable APR. Approval typically requires a credit score of 670 or higher or higher. Signup bonus: 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening. Rewards: 3 Avios per $1 on British Airways, Aer Lingus and Iberia flight purchases; 2 Avios per $1 on hotel stays booked directly with the hotel; 1 Avios per $1 on all other purchases; Travel Together Ticket in each calendar year with $30,000 in purchases. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state (see details).