The Chase is a personal credit card from Chase. Application typically pulls a hard report from Experian. The annual fee is $0 intro annual fee for the first year, then $150. The ongoing APR is 19.99% Min. of (7.00+12.99) and 29.99% – 28.49% Min. of (7.00+21.49) and 29.99% variable APR. Approval typically requires a credit score of at least 670 or higher. Signup bonus: Earn up to 80,000 bonus miles after qualifying activities.. Rewards: 9x total miles on eligible United flights; 3x miles on other eligible United purchases; 2x miles on hotel stays booked directly with the hotel; 2x miles on dining, including eligible delivery services; 1x mile on all other purchases. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state (see details).