The Chase is a business credit card from Chase. Application typically pulls a hard report from Experian. The annual fee is $200. The ongoing APR is 19.49% to 27.99% variable APR (Pricing & Terms; Prime 7.00% as of 9/22/2026; Prime + 12.49% to 20.99%, maximum 29.99%). Approval typically requires a credit score of 700+ or higher. Signup bonus: Earn 190,000 bonus points after spending $5,000 in the first 3 months from account opening; plus 10,000 bonus points after adding an employee card in the first 3 months. Rewards: 10X points per $1 at IHG Hotels & Resorts with this card (up to 26X total including IHG member and Platinum Elite points); 5X points on flights booked directly, car rentals, dining, select advertising and at gas stations; 3X points on all other purchases. Loan terms: Revolving business credit card; due date at least 20 days after each billing cycle closes; Chase Pay Over Time plans available (fixed monthly fee instead of interest). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state. Business cards do NOT report balances to personal credit (only hard pull on application). Reports to D&B, Experian Business, Equifax Business.