The Chase is a business credit card from Chase. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 16.99% to 24.99% variable APR (Pricing & Terms; Prime 7.00% as of 9/22/2026; Prime + 9.99% to 17.99%, maximum 29.99%) after a 0% intro APR on purchases for the first 12 months that the account is open (no intro rate on balance transfers) introductory rate for 12 months. Approval typically requires a credit score of 670-850 recommended (Bankrate) or higher. Signup bonus: $750 cash back after you spend $6,000 on purchases in the first 3 months after account opening. Rewards: 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year; 1% cash back on all other purchases with no limit. Cash back: Unlimited 1% cash back on every purchase.. Typical credit limit: Varies. Loan terms: Revolving business credit card; due date at least 20 days after each billing cycle closes; Chase Pay Over Time plans available (fixed monthly fee instead of interest; 0% fee during the intro period). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. No annual fee and offers a solid cash back structure. Bureau pull varies by state. Business cards do NOT report balances to personal credit (only hard pull on application). Reports to D&B, Experian Business, Equifax Business. | Bureau pull varies by state. Business cards do NOT report balances to personal credit (only hard pull on application). Reports to D&B, Experian Business, Equifax Business.