The Chase is a business credit card from Chase. Application typically pulls a hard report from Experian. The annual fee is $199. The ongoing APR is 19.49% to 27.99% variable APR (Pricing & Terms; Prime 7.00% as of 9/22/2026; Prime + 12.49% to 20.99%, maximum 29.99%). Approval typically requires a credit score of 700+ or higher. Signup bonus: Earn 70,000 Bonus Points after you spend $7,000 on purchases in the first 3 months of account opening. Rewards: 4 Bonus Points per $1 on qualifying purchases at Hyatt hotels (up to 9 total with World of Hyatt base points); 2 Bonus Points per $1 in your top three spend categories each quarter (dining, shipping, airline tickets bought directly from the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, internet, cable and phone services); 2 Bonus Points per $1 on fitness club and gym memberships; 1 Bonus Point per $1 on all other purchases. Loan terms: Revolving business credit card; due date at least 20 days after each billing cycle closes; Chase Pay Over Time plans available (fixed monthly fee instead of interest). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state. Business cards do NOT report balances to personal credit (only hard pull on application). Reports to D&B, Experian Business, Equifax Business.