The Chase is a business credit card from Chase. Application typically pulls a hard report from Experian. The annual fee is $95. The ongoing APR is 17.99% to 26.99% variable APR (Pricing & Terms; Prime 7.00% as of 9/22/2026; Prime + 10.99% to 19.99%, maximum 29.99%). Approval typically requires a credit score of 670-850 recommended (Bankrate) or higher. Signup bonus: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.. Rewards: 3 points per $1 on the first $150,000 spent in combined purchases on shipping, advertising with social media sites and search engines, internet, cable and phone services, and travel each account anniversary year; 1 point per $1 on all other purchases with no limit. Cash back: 1 point per $1 on all other purchases. Typical credit limit: $5,000 - $100,000+. Loan terms: Revolving business credit card; due date at least 20 days after each billing cycle closes; Chase Pay Over Time plans available (fixed monthly fee instead of interest). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Best premium business travel card. Points worth 25% more when redeemed through Chase Travel. Trip cancellation insurance. Cell phone protection. Bureau pull varies by state. Business cards do NOT report balances to personal credit (only hard pull on application). Reports to D&B, Experian Business, Equifax Business.