The Softite Community FCU is a auto loan from Softite Community FCU. The ongoing APR is 24 and 36 months 5.25% - 11.50%; 48 months 5.25% - 14.50%; 60 months 5.50% - 17.95%; 72 months 6.20% - 17.95%; 84 months 7.20% - 17.95% (599 or less: CALL) (rates effective February 23, 2026; rate tiers A++ 780+ / A+ 730-779 / A 680-729 / B 640-679 / C 600-639 / D & E 599 or less). Loan terms: 24 to 84 months.