The Softite Community FCU is a auto loan from Softite Community FCU. The ongoing APR is New: 60 months 7.75% - 17.95%; 72 months 8.00% - 17.95%; 84 months 8.25% - 17.95%; 120 months 8.50% - 17.95%. Used: 60 months 8.50% - 17.95%; 72 months 8.75% - 17.95%; 84 months 9.00% - 17.95%; 120 months 9.25% - 17.95% (rates effective February 23, 2026; rate tiers A++ 780+ / A+ 730-779 / A 680-729 / B 640-679 / C 600-639 / D & E 599 or less). Loan terms: 60 to 120 months.