The Softite Community FCU is a auto loan from Softite Community FCU. The ongoing APR is 2023 - 2024 models: 24 months 5.25% - 11.50% up to 84 months (over $40,000.00 financed) 7.25% - 11.50%; 2020 - 2022 models: 24 months 5.25% - 11.50% up to 72 months (over $40,000.00 financed) 6.95% - 11.20%; 2016 - 2019 models: 24 months 6.25% - 12.50% up to 60 months 6.70% - 17.95% (rates effective February 23, 2026; rate tiers A++ 780+ / A+ 730-779 / A 680-729 / B 640-679 / C 600-639 / D & E 599 or less). Loan terms: 24 to 84 months depending on model year (84 months only for 2023 - 2024 models over $40,000.00 financed; 72 months for 2020 - 2022 over $40,000.00; up to 60 months for 2016 - 2019).