The Softite Community FCU is a personal loan from Softite Community FCU. The ongoing APR is 1 year payback: 7.50% - 14.50% (599 or less: CALL) (rates effective February 23, 2026; rate tiers A++ 780+ / A+ 730-779 / A 680-729 / B 640-679 / C 600-639 / D & E 599 or less). Loan terms: 1 year payback.