The Softite Community FCU is a auto loan from Softite Community FCU. The ongoing APR is 36 months 8.00% - 14.50%; 48 months 8.75% - 17.95%; 60 months 9.25% - 17.95% (599 or less: CALL) (rates effective February 23, 2026; rate tiers A++ 780+ / A+ 730-779 / A 680-729 / B 640-679 / C 600-639 / D & E 599 or less). Loan terms: 36 to 60 months.