The Mirastar Federal Credit Union is a auto loan from Mirastar Federal Credit Union. The ongoing APR is 6.99% – 14.99% APR up to 60 months; 7.99% – 15.99% 61 to 96 months; 9.99% – 17.99% 97 to 132 months; 10.99% – 18.99% 133 to 180 months. Loan terms: Terms up to 180 months.