The Mirastar Federal Credit Union is a home equity loan from Mirastar Federal Credit Union. The ongoing APR is Fixed: 6.49% – 10.49% APR (5 year); 6.99% – 10.99% (10 year); 7.49% – 11.49% (15 year). Typical credit limit: Maximum Loan Amount $750,000. Loan terms: 5, 10 or 15 year fixed-rate terms with regular monthly payments.