The Mirastar Federal Credit Union is a mortgage from Mirastar Federal Credit Union. The ongoing APR is As low as 7.193% APR (interest rate 7.125%, 0.674% discount points; rates as of October 16, 2026, 8:00 AM PT; illustrative example, $500,000 loan, 740 score, 80% LTV). Loan terms: 30-Year Fixed-Rate.