The Mirastar Federal Credit Union is a personal loan from Mirastar Federal Credit Union. The ongoing APR is Fixed at 26% APR (rate valid as of 06/01/2026). Approval typically requires a credit score of No credit check required or higher. Typical credit limit: $500.00 (minimum loan amount) to $2,000.00 (maximum loan amount) based on eligibility. Loan terms: Term of 12 months.