The Mirastar Federal Credit Union is a auto loan from Mirastar Federal Credit Union. The ongoing APR is 4.99% – 14.49% APR up to 36 months; 5.49% – 15.49% 37 to 60 months; 5.99% – 16.49% 61 to 72 months; 6.49% – 13.49% 73 to 84 months. Loan terms: Terms up to 84 months (tiers up to 36, 37 to 60, 61 to 72, 73 to 84 months).