The HAPO Community Credit Union is a home equity line of credit from HAPO Community Credit Union. Application typically pulls a hard report from Equifax. The annual fee is No Annual Fee. The ongoing APR is PRIME + 0.500% to PRIME + 1.500% (variable); maximum annual percentage rate 18.00%. Typical credit limit: $25,000 minimum to $250,000 maximum; granting is contingent upon an adequate level of credit worthiness. Loan terms: Payment is 1.25% of balance with a minimum payment of $50.00.