The HAPO Community Credit Union is a mortgage from HAPO Community Credit Union. The ongoing APR is 30-Year 7.750% rate (8.049% APR); 20-Year 7.875% (8.261% APR); 15-Year 7.500% (7.979% APR). Loan terms: Fixed 360 Months (30-Year); Fixed 240 Months (20-Year); Fixed 180 Months (15-Year).