The HAPO Community Credit Union is a mortgage from HAPO Community Credit Union. The ongoing APR is 30-Year 6.750% rate (6.974% APR); 20-Year 6.750% (7.030% APR); 15-Year 6.250% (6.590% APR); 10-Year 6.250% (6.712% APR). Loan terms: Fixed 360, 240, 180 and 120 Months; interest only payments during construction.