The HAPO Community Credit Union is a mortgage from HAPO Community Credit Union. The ongoing APR is 30-Year 7.625% rate (7.909% APR); 20-Year 7.500% (7.868% APR); 15-Year 6.875% (7.343% APR). Loan terms: Fixed 360 Months (30-Year); Fixed 240 Months (20-Year); Fixed 180 Months (15-Year).