The Erie Federal Credit Union is a home equity line of credit from Erie Federal Credit Union. The annual fee is No annual fees. The ongoing APR is Variable, based on the Prime rate published in the Wall Street Journal: Prime + .75% (credit limit less than $24,999.00, min $5,000.00); Prime + .00% ($25,000.00 to $74,999.99); Prime - .75% (greater than $75,000.00, max $150,000.00); maximum APR 18.00% after a Special intro rate of 1.99% APR for the first 6 months introductory rate. Typical credit limit: $5,000.00 to $150,000.00.