The Erie Federal Credit Union is a mortgage from Erie Federal Credit Union. The ongoing APR is 5Yr/6mos ARM: 7.725% rate / 7.999% APR, 2.950% points; 7Yr/6 mos ARM: 7.725% / 8.028%, 2.950% points; 10Yr/6 mos ARM: 7.725% / 8.150%, 3.750% points (Today's Featured Rates, last updated Oct 14, 2026). Loan terms: 5Yr/6mos, 7Yr/6 mos or 10Yr/6 mos ARM.