The Erie Federal Credit Union is a home equity loan from Erie Federal Credit Union. The ongoing APR is First position: 5.25% APR (0-60 months), 6.00% (61-120), 6.25% (121-180); Second position: 6.25% APR (0-60), 6.75% (61-120), 7.00% (121-180) (rates last updated 10/01/2025). Typical credit limit: Minimum 5,000.00. Loan terms: Up to 180 months.