The Erie Federal Credit Union is a personal credit card from Erie Federal Credit Union. The annual fee is No Annual Fee. The ongoing APR is 8.90% to 17.90% APR based on your creditworthiness (purchases, balance transfers and cash advances) after a 2.99% introductory APR for six (6) months on purchases, balance transfers and cash advances (new card members); existing Erie FCU loans or credit card balances and Business Mastercard accounts not eligible introductory rate.