The Wings Credit Union is a personal credit card from Wings Credit Union. The annual fee is No annual fee. The ongoing APR is 17.70% - 18.00% variable APR. Signup bonus: 10,000 bonus points after spending $1,000 within the first 90 days. Rewards: 2 points for every $1 spent; points redeemable for gift cards, merchandise, travel and more, or to reduce the rate on a new or refinanced Wings vehicle loan by 0.50%.