The Wings Credit Union is a personal credit card from Wings Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 13.49% to 26.49% variable (terms Rev. 07/13/2026) after a 0% intro APR on balance transfers introductory rate for 9 months. Signup bonus: $150 bonus when you spend $1,000 within the first 90 days of account opening.. Rewards: Unlimited 1.5% cash back on eligible purchases. Cash back: 1.5% cash back. This product reports activity to your personal credit report.