The Wings Credit Union is a personal credit card from Wings Credit Union. The annual fee is $0. The ongoing APR is 12.49% to 25.49% variable (terms Rev. 07/13/2026) after a 0% intro APR on balance transfers introductory rate for 9 months. Signup bonus: $150 cash back after $1,000 in eligible purchases within the first 90 days. Rewards: Unlimited 1.5% cash back. Cash back: 1.5% cash back. This product reports activity to your personal credit report.