The Wings Credit Union is a personal credit card from Wings Credit Union. The annual fee is $0. The ongoing APR is 12.49% to 25.49% variable (terms Rev. 07/13/2026) after a 0% intro APR on balance transfers introductory rate for 9 months. Signup bonus: Up to 15,000 bonus points: 5,000 points on the first eligible purchase plus 10,000 points for at least $1,000 in Net Eligible Purchases within 90 days of account opening. Rewards: Up to 5x points: 5x on cell phone, cable and streaming bills; 4x on utilities; 3x on dining and takeout; 2x on everyday essentials like groceries and gas; 1x on all other eligible purchases. Cash back: Up to 5x points on purchases. This product reports activity to your personal credit report.