The NASA Federal Credit Union is a personal credit card from NASA Federal Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 13.15% to 17.99% variable, based on creditworthiness; varies with the Prime Rate after a 8.9% APR on balance transfers made within 90 days of account opening, for the life of those balances (non-NASA Federal balances only) introductory rate. Rewards: 1 point per $1 spent, plus extra points at selected in-store and online merchants. This product reports activity to your personal credit report.