The NASA Federal Credit Union is a personal credit card from NASA Federal Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 12.4%-17.99% (terms page accurate as of September 18, 2025; page does not say whether variable) after a 8.9% APR on balance transfers made within 90 days of account opening, for the life of those balances (qualified applicants; not on existing NASA FCU balances) introductory rate for 90 months. This product reports activity to your personal credit report.