The NASA Federal Credit Union is a personal credit card from NASA Federal Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Competitive variable rate after a As low as 8.9% APR on balance transfers made within 90 days of account opening, for the life of those balances (non-NASA Federal cards only) introductory rate. Rewards: $1 spent = 1 point. Cash back: 1 point per $1 spent. Typical credit limit: up to $50,000. This product reports activity to your personal credit report.