The NASA Federal Credit Union is a personal credit card from NASA Federal Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 13.15%-17.99% variable, Prime-based (terms page accurate as of September 18, 2025) after a 8.9% APR on balance transfers made within 90 days of account opening, for the life of those balances (qualified applicants; not on existing NASA FCU balances) introductory rate. Rewards: 1 point per $1 of net purchases; bonus points at selected in-store and online merchants. Cash back: 1 point for every $1 spent. Typical credit limit: $50,000. This product reports activity to your personal credit report.