The Valley Strong Credit Union is a auto loan from Valley Strong Credit Union. The ongoing APR is Fixed APR based on credit: new up to 36 months 7.00%-23.00%, 48-60 months 8.00%-23.00%, 72 months 8.50%-23.00%; used up to 36 months 8.00%-23.00%, 48-60 months 9.00%-23.00%, 72 months 9.50%-23.00% (rates effective 9/15/2026). Typical credit limit: Minimum loan amount $10,000 for 60 months and $20,000 for 72 months (none listed for 36-48 months); no maximum printed. Loan terms: Up to 72 months; fixed rate; no prepayment penalty.