The Valley Strong Credit Union is a auto loan from Valley Strong Credit Union. The ongoing APR is Fixed APR based on credit: up to 48 months 6.49%-22.99%; 66 months 6.74%-23.24%; 75 months 6.99%-23.24%; 84 months 7.24%-23.24% (rates effective 9/15/2026). Typical credit limit: Minimum loan amount $10,000 (up to 66 months), $15,000 (75 months), $25,000 (84 months); no maximum printed. Loan terms: Up to 84 months; fixed rate; no prepayment penalty; no payments for first 90 days.