The Valley Strong Credit Union All Credit Levels is a cdfi lender from Valley Strong Credit Union. The annual fee is $0. Rewards: Members can earn up to $500 by referring new members through a referral program.. This product reports activity to your personal credit report. Valley Strong Credit Union is a financial institution based in Bakersfield, CA, offering a range of banking services including checking and savings accounts, personal and auto loans, mortgages, and investment products. They serve a diverse membership base, providing tailored financial solutions to individuals and businesses in California. Services include: personal loans, auto loans, mortgages, business loans. US Treasury certified CDFI Credit Union in Bakersfield, CA. Membership required.