The Valley Strong Credit Union is a personal loan from Valley Strong Credit Union. The ongoing APR is Fixed APR based on credit: up to 24 months 9.00%-24.00%; up to 36 months 10.00%-24.00%; up to 48 months 11.00%-24.00%; up to 60 months ($10,000-$20,000) 12.00%-24.00% (rates effective 1/2/2026). Typical credit limit: Up to $20,000 (60-month term for $10,000-$20,000). Loan terms: Up to 60 months; fixed rate.