The Valley Strong Credit Union is a auto loan from Valley Strong Credit Union. The ongoing APR is Fixed APR based on credit, new or used: 84 months 7.50%-12.75%; 120 months 8.50%-12.75% (rates effective 9/15/2026). Typical credit limit: Minimum loan amount $10,000 (84 months) or $35,000 (120 months); no maximum printed. Loan terms: Up to 120 months; fixed rate; no prepayment penalty.